San Francisco Rideshare Accident Lawyer

Trusted Legal Representation After Uber & Lyft Accidents in San Francisco, CA

If you or a loved one were injured in a car accident involving Uber or Lyft in San Francisco, you may be facing mounting medical bills, lost income, and uncertainty about your legal options. Navigating the complexities of rideshare insurance policies and liability laws can be overwhelming without skilled legal guidance. At Bostwick & Associates, our experienced San Francisco rideshare accident lawyers are here to help you pursue the compensation you deserve.

We understand the unique legal challenges involved in rideshare accident claims, whether you were a passenger, pedestrian, cyclist, or another driver. Let us advocate for your rights while you focus on healing.

Call (888) 831-8448 today or fill out our online contact form to schedule your free consultation with a trusted San Francisco Uber and Lyft accident attorney.

Rideshare Driving Laws in California

California was one of the first states to regulate rideshare services through the California Public Utilities Commission (CPUC). Companies like Uber and Lyft are classified as Transportation Network Companies (TNCs) and are subject to specific laws that impact accident claims.

Key rideshare laws in California include:

• Background Checks and Driver Requirements: Rideshare drivers must pass criminal background checks, have a clean driving record, and hold a valid driver’s license and insurance.
• Vehicle Standards: Cars used for rideshare services must meet safety and inspection standards.
• Insurance Requirements: California law mandates different insurance coverages depending on the driver's status in the app (discussed further below).
• Zero-Tolerance for Impaired Driving: Rideshare drivers are prohibited from operating under the influence of drugs or alcohol.

Because San Francisco is a densely populated urban environment with heavy traffic and frequent pedestrian activity, rideshare drivers must also comply with local traffic regulations and ordinances.

Who is Liable for an Uber or Lyft Accident?

Determining liability in a rideshare accident involves identifying the rideshare driver’s status at the time of the crash. Uber and Lyft provide tiered insurance coverage that varies depending on whether the driver is logged into the app, waiting for a ride request, or actively transporting a passenger.

The Driver is Logged Off the App

If the Uber or Lyft driver is not logged into the app, they are considered to be driving for personal reasons. In this case:

• The driver’s personal auto insurance applies.
• Uber or Lyft do not provide coverage.
• You must pursue a claim through the driver’s private insurer.

 The Criver is Logged On but Hasn’t Accepted a Ride

When the driver is active on the app and waiting for a ride request:

Uber and Lyft provide contingent liability coverage:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 for property damage

This coverage only applies if the driver’s personal insurance denies the claim.

The Driver Has Accepted a Ride or Has a Passenger

Once a ride is accepted or the passenger is in the vehicle:

Uber and Lyft provide primary commercial insurance coverage:

• $1 million in liability coverage
• Uninsured/underinsured motorist coverage
• Comprehensive and collision coverage (if the driver has such coverage personally)

In cases where another party (like another driver or a pedestrian) is also involved, multiple insurance policies may be triggered. That’s why it’s critical to work with a knowledgeable San Francisco rideshare accident attorney who can coordinate between insurers and maximize your recovery.

FAQs About Uber & Lyft Accidents in San Francisco, CA

What should I do immediately after a rideshare accident?

• Call 911 and report the accident
• Seek medical attention
• Take photos of the accident scene, vehicle damage, and any visible injuries
• Obtain contact and insurance information from all parties, including the Uber/Lyft driver
• Report the accident to Uber or Lyft through their app
• Contact a San Francisco Uber and Lyft accident lawyer as soon as possible

How long do I have to file a rideshare accident claim in California?

California’s statute of limitations for personal injury claims is two years from the date of the accident. Failing to file within this period could bar you from seeking compensation.

Can I sue Uber or Lyft directly?

Generally, Uber and Lyft classify their drivers as independent contractors, which can limit direct liability. However, you may be able to access their insurance coverage without suing the company directly. In rare cases involving negligence by the company itself (e.g., failing to properly vet a dangerous driver), direct claims may be possible.

What if the rideshare driver was uninsured or underinsured?

Uber and Lyft provide uninsured/underinsured motorist coverage when the driver is on an active trip. If the driver is logged off, you may have to rely on your own uninsured motorist coverage or pursue the driver personally.

What types of compensation can I recover after a rideshare accident?

You may be entitled to compensation for:

• Medical bills
• Lost wages
• Pain and suffering
• Emotional distress
• Property damage
• Future medical care or rehabilitation

Why Choose Bostwick & Associates?

At Bostwick & Associates, we offer:

• Free consultations
• No upfront fees – we only get paid if you win
• Deep experience in rideshare accident claims
• A track record of successful settlements and verdicts
• Compassionate, client-centered legal service

Whether you were hit by an Uber, injured as a passenger, or harmed in a Lyft crash as a pedestrian, we are ready to help.

Please connect with us at (888) 831-8448 to initiate a consultation at no cost.